New Credit Score Formula: Good, Bad, Ugly

OLYMPUS DIGITAL CAMERA

Did you the hear the trumpets blaring, did you see the ticker tape parade? Okay, that’s just a wee bit of hyperbole, but there was a bunch of hoopla found on just about every media outlet you could name and even some you could not. On the off chance you were asleep and missed it, [...]

Continue reading...

Past Due?—What You Gonna Do When They Come for You?

worry3

Hopefully you will never have to experience the consequences of credit default, but if you do, what follows may prove helpful. Debt collectors come in all varieties … some are empathetic, some try to help, and others are just garden variety horses’ asses. Yeah—you read that right.  Think of the debt collector as the moral [...]

Continue reading...

Friday’s Credit Tip #2: Determining What is Affecting Your Credit Score

CreditRepairTipscrop

This week’s credit tip focuses on your plan to fix your credit score. The first thing you have to do, once you have your credit report and your credit score, is to see where you stand and where many of your problems lie. If you have a poor score, try to see in your credit [...]

Continue reading...

American Dream or American Nightmare?

house drawing

Does owning your own home or better yet, working and slaving away to even qualify to own your own home even makes sense anymore? Is it about time to reexamine the tired old advice from Grandpa about the importance owning your own home? Has the world and society changed so much and so fast that [...]

Continue reading...

Student Loans

Student loans are offered to assist the students pay for tuition, living expenses and educational materials. The loans are fashioned to have lower interest loans than other types of loans- and the student taking out a loan can differ the payment period to when there are still in school. The laws governing such loans changes [...]

Continue reading...

7 Things Every Renter Should Know that Your Landlord Won’t Tell You

O

The debate surrounding the relative merits of owning versus renting one’s home will continue ad nauseam. I have a foot firmly planted in each camp. However, for many, renting is not just a personal choice, it is a financial necessity. The dwindling middle class, victims of stagnant wages and diminished job opportunities, have unacceptable credit [...]

Continue reading...

Friday’s Credit Tip: #1 – Understand Where Credit Scores Come From

CreditRepairTipscrop

If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won’t be able to very effectively improve your score because you won’t understand how the things you do in your daily life affect your score.  [...]

Continue reading...

Can Big Data Help Your Personal Finances?

O

Did you see this one coming? You most likely have heard some chatter at work from the IT guys about big data. Or maybe you overheard folks over in the marketing department hooting and hollering about how Big Data is completely transforming marketing and sales. Yeah, but what about you? Can big data point the [...]

Continue reading...

How to Get a Great Deal on a New Car

There are many advantages to buying a new car. It will be more reliable, and cost you less for servicing and repairs. You can buy a bigger car, essential if you’re part of a growing family. New cars have been built with fuel efficiency in mind, saving you money at the gas station. Modern cars [...]

Continue reading...

Customer Service—How to Get what You Deserve

cubicles

Nothing defines a company in the collective psyche of its customers more than the quality of its service. Most noteworthy businesses have splendid customer service. Others do not, which brings me to the purpose of this article; improving the outcome of interactions with customer service representatives.

Continue reading...

Password Reset

Please enter your e-mail address. You will receive a new password via e-mail.