How Online Legal Services Can Make Your Life Easier without Thinning Your Wallet

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Hiring an expert attorney and finding sound legal advice has been conventionally regarded as a daunting task for two main reasons: most lawyers demand high fees, and solving a legal matter may take a lot of time. However, things are starting to change. Thanks to Internet-based platforms, such as LegalZoom, which connect lawyers and clients, [...]

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What You Need to Know Before You Refinance Your Mortgage

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 If you are already paying off the mortgage on your home, you may wonder why you would need to refinance your mortgage. In a way, you are right. There’s no need to take on a new mortgage if you are happy with your existing terms and payments. It’s still beneficial to know what refinancing is, [...]

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April 15th 2014—Tax Season is Just Around the Bend


Nothing spoils New Year’s like thoughts of tax season. Nonetheless, it is just around the bend and must be dealt with unless you want to follow the trails blazed by Willie Nelson, Wesley Snipes and Leona Helmsley. No? Okay then!

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Callum – Click4Quote Limited – Top Tips for Reducing the Cost of Landlord Insurance: How Property Owners Can Capitalise on Economic Boom

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The UK buy-to-let market, and London’s in particular, is experiencing considerable growth at present. This is the reason why a significant number of foreign investors are continuing to pursue opportunities within the British buy-to-let marketplace, as it boasts a level of value that cannot be accessed in alternative countries. As a result of this growth, [...]

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What is a Traditional IRA?

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A traditional IRA is yet another way to save money for your golden years. Is it right for you? This is a decision that you will have to make based on your individual needs and preferences. This is only one of many different IRAs, and IRAs are only one way to save for retirement. This [...]

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Secrets Revealed: Secret Santa Revisited

Christmas Presents

Of course you know all about Secret Santa. You might even have a secret Santa gift right there under your Christmas tree. But have you considered that you may not know the real story behind the story? Secret Santa is not what you think it is at all.

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Reader Question: Debt Avalanche vs. Debt Snowball?


If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, one of our readers, Katelynn, recently asked: Which debt payment method do you think is best? Debt avalanche or debt snowball?

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Buy Here Pay Here—May Not Be the End of the World but You Can See it from There!

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The used car business in general and used car salespeople in particular have been the butt of many a late night joke and, of course, these gags are funny because there is a grain of truth in all of them. Buy Here Pay Here used car lots aren’t much to laugh about and if you [...]

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American Express: Go Ahead and Leave Home Without It?

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Do you remember the schtick from the ’80s that ran something like “don’t leave home without it?” The ad was touting the American Express card or Amex card as we refer to it nowadays.

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