What is a Mortgage?

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Don’t laugh! Some people truly don’t know the details about mortgages and mortgage payments. If you rent, you simply may not have had the opportunity to learn the ins and outs of mortgages. Now, you probably know that a mortgage payment is your house payment. You take a loan to purchase your home, and you [...]

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Reader Question: Quickest Way to Pay Off an Auto Loan

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If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, we recently had a reader, Nikki, ask: What is the quickest way to pay off an auto loan?

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Personal Taxes: Put It Off or Do Em Now?

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It’s that season again. People are singing; cash registers are ringing. Oh wait, it sounds like they are singing the blues. Sadly, no, it’s not the holiday season this time, it’s tax time. Ugh. This is when many people start feeling like they’re stuck in that old movie “Groundhog Day.” Didn’t I just finish my [...]

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Your Financial Relationships: How Much Should We Save?

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This post is part of our Your Financial Relationships series. A series designed to help you discover the financial topics you should discuss with your significant other in order to have a financially healthy relationship. Today, we’ll take a look at “how much should you save?” You and your significant other need to agree an on [...]

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How to Budget Like a Millionaire!

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Budgeting is the process of creating a plan to spend your money. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do. Remember I am a fan of telling my money what to do, so I’m [...]

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Huff Post: Financially Speaking — Are We an Illiterate Nation?

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It is a constant source of amazement to me that in the United States, arguably the center of the capitalist system, we fail to educate much of our youth in the most rudimentary of macro and personal economic principles.

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An Accountants’ Advice on Small Business Tax Troubles

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What is a Tax Refund?

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This may seem like a trick question, but in many cases, people don’t know everything there is to know when it comes to tax refunds. Some people just know that they get money back when they file their taxes each year. Do you really know all there is to know about your tax refund?

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Reader Question: What Do I Do When the Debt Collector Won’t Respond?

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If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, we recently had a reader contact us with her concerns over having a certain debt removed from her records. Here’s what she said: We sent in a removal [...]

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We Have a Winner!

Thank you to everyone who entered our latest Facebook contest! In it we asked what would you do if you received $1000 to spend? We had several great answers, but we could only choose one winner…

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