Your Financial Relationships: How Often Should We Discuss Our Finances?

happy couple

This post is part of our Your Financial Relationships series. This series is designed to help you discover the financial topics you should discuss with your significant other in order to have a financially healthy relationship. Today, we’ll be looking at how often you should discuss your finances…

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Your Spring Cleaning Isn’t Finished Until You Do These Things

bucket of cleaning items

Spring cleaning—it’s a time-honored ritual marking a transition from the dreary winter to the care-free summer months full of vacations, picnics, family reunions and all the leisure activities harsh winters do not permit. Chances are your spring cleaning is already in the rear view mirror … but maybe not!

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What is an FHA Loan?

red house

FHA (Federal Housing Association) loans are insured by the Federal Housing Administration, are available to a number of people, including first time homebuyers.

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Win a Ticket to See Beyonce and Jay-Z!!

bey jay giveaway

Did you know that I’m giving away a ticket to see Beyonce and Jay-Z! That’s right! And guess what? You are on the field with me! I’m not giving away a nose bleed seat, I’m giving you the real Beyonce and Jay-z experience.

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Reader Question: Closing Costs vs. Mortgage Points

reader-question

Do you have a financial question? If you do, you definitely aren’t the only one. I get frequently get financial questions, and I do my best to answer some of them on the site. For example, Tya, recently emailed me to ask a question for one of her friends. She told me, I have a [...]

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Owe The IRS? Do This not That

Taxes

Hi ho, it’s off to work I go. I owe, I owe, so it’s off to work I go. Ever head that little quip before? Sadly, some may find themselves owing our friends at the Internal Revenue Service. In that case, owing is even a bit more stressful is it not? But it does not [...]

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Your Financial Relationships: Should We Get Help With Our Finances?

life ring

This post is part of our Your Financial Relationships series. This series is designed to help you discover the financial topics you should discuss with your significant other in order to have a financially healthy relationship. Today, we’ll be looking at whether or not you and your significant other should get help with your finances?

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2080 or Fewer—How Much Time We Spend on the Job

hands working

Based on a 40 hour work week and 52 weeks per year, the math works out to 2,080 hours spent working each year. The government’s General Accounting Office sees things differently (now there’s a shock) and says the average annual hours worked are 2,087, at least for the purpose of calculating an hourly rate of [...]

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What is Pre-Approval?

girl with laptop

Are you ready for a home of your own? Would you rather own your house than rent it? It may not be a bad time to buy a home, but before you rush off to find a realtor, you will want to look at getting pre-approved for a loan. Pre-approval is when you approach a [...]

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Reader Question: Roth IRAs and 401(k)s?

reader-question

If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, Reginald recently emailed me asking about the benefits of a Roth IRA versus a 401(k).

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