How to Improve Your Credit in the New Year

With the New Year just around the corner, I know that many of you are contemplating your New Year’s resolutions. If you are reading this blog, then you probably have a few financial resolutions on your mind. Many people set a resolution to improve their credit in the New Year, and this is a great time to get started. It’s a new year, and you can start fresh. So, if you want to take your credit to a new level this year, check out the advice from all of these great finance bloggers.

Money Crush

Before you get started with improving your credit, take a minute to read this article. Jackie over at the Money Crush investigates whether you should take the time to work on improving your credit score or whether you should focus on other financial goals. You want to make sure it’s worth your time before you get started.

Free Money Wisdom

Jon the Saver has some good tips if you need to repair a poor credit score. He talks about the importance of having and using credit (in this case credit cards) in order to take the steps to improve it.

Good Financial Cents


Jeff over at Good Financial Cents has some tips on how to rebuild your credit after bankruptcy. Remember this is a new year, and you are starting fresh. You had to go into bankruptcy, but now you are moving on and moving forward!


I Will Teach You to Be Rich

Ramit over at I Will Teach You to Be Rich will bluntly give you a variety of tips and tricks on how to improve your credit score in general. He even has a section for people who want to improve their score, but who do not have any credit card debt.

Free from Broke

Over at Free from Broke you can find even more tips on how to improve your score in general. He does recommend finding out your FICO score, which you can do if you are curious, but this is not entirely necessary.

Be sure to share these articles and tips with your friends!

And You?

Will you be taking steps to improve your credit in 2013? What will you be doing?

Comments

  1. I don’t need to work on my credit. I will just keep paying the bills on time and paying them off!

  2. Luckily I don’t think I’m going to need my credit in 2012, BUT I think I’ll continue running all my expenses through my credit card and paying it in full every month. That tends to build the score muscle!

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