33 responses

  1. Sasha W
    March 29, 2012

    Luckily I haven't had these situations happen to me but that's probably because people know that I won't do it so they don't bother asking me. A problem I do have is my friends trying to peer pressure me into going out a lot or going to an expensive restaurant but I just turn them down.

  2. Dave @ DebtBlackHole
    March 17, 2012

    Hmmm…guess this is probably why I don't have a whole lot of friends. I have very little patience for people who refuse to compromise or understand/respect our goals.

    I will say there are times I'm more willing to help friends than certain family members.

    • YFS
      March 17, 2012

      Dave, I think we all have family members who piss off who we replace on the heirarchy list with friends :-). I noticed you said "I don't have a whole lot of friends" Is this because how you categorize the people in your life? I have the following categories.

      Family
      friends
      associates

      I have tons of associates.. their opinion doesn't matter and I can just dismiss them easily.

  3. Invest It Wisely
    March 15, 2012

    I knew a guy that would sometimes bring some snacks over to gatherings, but would make sure to grab the left overs before he took off again. ;)

    • YFS
      March 15, 2012

      He brought his own snacks? I only seen this when someone was trying to hit a fitness goal.

  4. Money Infant
    March 15, 2012

    I got really good at saying "no" or "sorry I don't have it" when I was paying off my mammoth debts. The habit stuck with me and now I have no problems telling someone I can't help them when they ask for money. If it's the wings and beer crowd, "sorry I only brought $15", the taxi thinking friends "geez I really don't have the gas, can you help out". I haven't had a roommate since college over 20 years ago so can't really address that one :)

    • YFS
      March 15, 2012

      Everyone, needs to learn to say no and not feel bad about it. I must admit, that it took me a while to learn to say no until I went through the "pay stuff off" phase.

  5. Wayne @ Young Family
    March 14, 2012

    I feel this way when I eat in a group the the restaurant. You know, when you are paying with a credit card and everyone just starts rhrowing cash, but not enough cash? I try to avoid bringing anything but cash to a restarurant thsese days.

    • YFS
      March 14, 2012

      Ohh.. Wayne I hate hate hate big group dinners/lunches. Well let me rephase that.. I hate big group dinners/lunches with unfair/broke people. Someone is always "short" and it pisses me off. I'm the type of person who wants to split the check right down the middle. You know what I hate worst than people who are short? People who want to itemize the bill. Granted, I don't order anything out of the usual but if we have 15 people are you seriously going to stand up and say "I ONLY HAD THE WATER and TWO BREADSTICKS" LOL…

      • American Debt Projec
        March 17, 2012

        Dude, I avoid giant group dinners like the plague. The last one I went to for a friend's birthday and I ordered an $8 appetizer and no drink…the bill comes and everyone goes, how about we just split it? And I'm looking around at people drinking and eating giant entrees…I PAID $35 FOR A FREAKING APPETIZER!!! And yes, I certainly couldn't jump in and protest, we're out celebrating! So that was a year ago this month, have managed to avoid big dinners since :) except for family and then there's no worry I know all the aunts/uncles will be fighting over who gets to pay! Haha

      • American Debt Projec
        March 17, 2012

        Oh, and it reminds me of that Curb Your Enthusiasm episode where Larry's paying for dinner and nobody in the group is paying attention…"80 dollars? That good? We got two chicken plates? (drops more cash) 100? 120? That's good right?"

      • YFS
        March 18, 2012

        hahah.. that's such a great show.

      • YFS
        March 18, 2012

        We have another thing in common! From our love of crappy reality t.v. shows to how we loathe group dinners. Now, I'm a person who like to split the tab but I will tell you upfront about it. I won't surprise you at the end. I'm sure if you would have known the tab was being split you would have ordered more than an appetizer :-).

  6. MyCanadianFinances
    March 14, 2012

    My friends are always wanting to go to the bar after work for a few beers. Several of my co-workers do this every night and spend on average $60 a day at the bar. I am not anti-social and thus I do attend on occasion. But I will not lie, I do try and avoid the invites as much as possible.

    • YFS
      March 14, 2012

      60 dollars per day! Oh my god, what the hell do you co-workers get paid annually? Someone, is really bringing home the bacon to blow 60 bucks a day on drinks alone. I'm kind of jealous :-)

  7. Becky
    March 14, 2012

    Some good advice! – Financial Protection: Pretending You're Broke: http://bit.ly/zCHItq via @add_vodka

    • YFS
      March 14, 2012

      haha good one. The problem is that with the invention of social media (twitter, facebook) it's hard to act broke sometimes. This is double tough for me as a financial blogger who is semi-open about my finances.

  8. The Happy Homeowner
    March 14, 2012

    I wrote about friends & money during Women's Money Week, and I highlighted some ways you can learn to say "No" to your friends because I find this is often the source of the issue; it's not always about the actual cost of things.

    • YFS
      March 14, 2012

      You're absolutely right. I know people who have a hard time saying "no". Even when saying no benefits them. It's as if they feel bad for not going along with their friends game plan.

  9. funancials
    March 14, 2012

    "If you lay with dogs, you'll rise with fleas!" So true! I don't think people realize the impact their friends have on their finances, careers, etc.

    • YFS
      March 14, 2012

      You have to to be weary of the company you keep. I have a few friends in the blow money fast camp. I had to learn how to say "no" and stick to my guns.

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