24 responses

  1. Financial Samurai
    January 19, 2012

    I have high expectations, which gets tiring sometimes. I just want to be happy and not have to worry about anything financial. Is that asking too much?

  2. Pam at MoneyTrail
    December 14, 2011

    My father-in-law once told me that it is necessary for teens & parents to butt heads so that when it is time for the teen to leave, the parents are ready for them to leave too!

  3. Roberto Daniel
    December 8, 2011

    HAHAHAHAHA people like you make me sick…. This article is so much against the other article you´ve posted!!

    http://www.yourfinancessimplified.com/work-hard-a

    So what is it?? I can´t expect your posts answer my life questions, I don´t expect you to be a life Guru, I don´t expect nobody to tell me what to do.

    But I sure don´t like people saying things that are so much against each other.

    Here you say : "Go!! Follow your dreams and what you really like to do!""

    and on the other article on the guy that cleans tables on IHOP

    you say: "Shut up! and do your Job!!"

    this two articles are so much DIFFERENT… Maybe you you are just trying to make a profit with your blog

    with the intention to inspire people… but you inspire in all directions, you don´t have one destination! you goal is not to take people into the motivation realm to do what they love, but your real goal is just to get people into this blog, or am I wrong?? you can write me anytime

    • YFS
      December 8, 2011

      Roberto what is so wrong with following your dreams while shutting up and working hard?

      FYI.. the title of the second article is "Work Hard and Shut up" not "Shut up and do your job" Also, the content is very motivational. Did you even read the two posts?

      Even though I make you sick. I value your opinion and wish you all the best.

      Also, if you want to know more about my purpose for this blog read my about me section

  4. Jami
    December 5, 2011

    I want to increase my net worth by decreasing my debt, increasing my income, increasing my investments, increasing my cash, holding no future debt longer than 6 mos unless it is a big ticket item, and spending beneath my means. Achieving any percentage of increasing my net worth will make me happy. I expect to be self-disciplined and to have the integrity that when I am doing other than what I need to do to reach this goal to reflect and readjust my plan. Currently I am in the learning and planning process of what methods and steps I need to reach this goal. So far, I am seeking ways to earn income that my heart is in, so that I can happily pay down debt, invest and save it. My goal is to have my net worth increase bet. 5-15% by Jan 2014.

    • YFS
      December 5, 2011

      I'm sure you can have that net worth increase way before 2014. I'm willing to bet you can achieve it by 213 at the latest.

      One technicality. Paying down debt doesn't increase your net worth. Since the money you would use to pay down debt comes from savings. So you're taking your assets to decrease a liability so it's a wash. Your net worth gains will come from having more assets over your liabilities.

      For example.

      If you have 20k assets and 20k liabilities your net worth is 0. If you take the 20k assets and pay off the 20k liabilities your net worth is still 0 except you now have no assets or liabilities. make sense?

  5. Miss T @ Prairie Eco
    December 4, 2011

    I too am still trying to work out the smaller details. However in most cases I expect too much for myself. I have come from a long lie of overachievers that push ourselves really hard all of the time. I have done quite well because of it but it hasn't come without stress and burn out. I know what I want in life when it comes to big stuff- be married, have kids, etc. but the little things (the bucket list) is still a work in progress.

    • YFS
      December 5, 2011

      There is nothing wrong with shooting for the stars. Who cares if you land on the moon you're still closer to your goals. Keep setting those goals higher and higher. They will push you!

  6. World of Finance
    December 3, 2011

    The answer to your questions is: Yes x 5 :) The main highlights would be: to work at a job that I enjoy (which I do now) and to surround myself with people that I enjoy spending time with and also helping family. I have several revenue streams and working to increase this to achieve other goals I have.

    • YFS
      December 5, 2011

      Way to go on the multiple revenue streams. Income diversification is the way to go!

  7. World of Finance
    December 3, 2011

    It's important to do a job that you like as you spend a large part of your life doing it. Ideally, if you like what you do, it doesn't seem like work ;)

    • YFS
      December 3, 2011

      Can you answer the following questions for me?

      Do you know what you want in your life?

      Do you know what makes you happy?

      What will you do to pursue your own way of life?

      Will you start today?

  8. Shaun @ Money Cactus
    December 3, 2011

    1. I'm still trying to work out the finer details, but essentially I want the ability to choose what I want to do in life without needing to worry about money.

    2. My family makes me happy.

    3. I'm going to keep an open mind, research and explore options and continue to develop relationships with smart people that share similar thoughts.

    4. I try and do this every chance I get!

    Great post.

    • YFS
      December 3, 2011

      Shaun when you get the answer to #1 please come back and share!

  9. krantcents
    December 3, 2011

    Financial freedom was my goal and achieving it gave me many more choices. My outlook is very happy because of it. Retirement will be filled with interesting and engaging activities from volunteering to blogging and traveling.

  10. Maria@moneyprinciple
    December 3, 2011

    1. Yes I do know that; took a long time to figure out but finally I have got there.

    2. This one is harder; I think that the thing that make one happy change throughout life. At the moment I know what makes me happy but the think I have to remember to do is to revisit before I have reverted to misery.

    3. Whatever it takes.

    4. Yes.

    • YFS
      December 3, 2011

      Great! Since you're starting to day what is the first step?

      • Maria@moneyprinciple
        December 3, 2011

        I did my meditation practice and have not worried about small stuff all day. Which left quite a bit of time for creative and positive use of time.

  11. Fatima Rosales Naya
    December 3, 2011

    I've always wanted to travel: that was my dream from a very young age. I've done quite a fair bit of that and that's why my husband and I decided to buy a motorhome and, as we are both teachers, we make the most of every school holiday to pursue our dream.

    We would like to retire before we are 60 and keep on travelling. We hope to sell our house when our son is independent and go on a big adventure through Europe and maybe Asia and Africa.

    If we can do that, we will both have achieved our dream and will leave this world very happy indeed. :-))

    • YFS
      December 3, 2011

      Thank you for sharing. Where there any obstacles or objections you had to face before you and your husband decided to embark on achieving your travel dreams/goals? How did you handle the objections? Or How did you handle people who had different expectations for you?

      • Fatima Rosales Naya
        December 4, 2011

        No. Our parents were very happy to let us travel when we were younger and that's how we met. Some negative (jealous) people tried to discourage me saying things like 'What if the plane crashes?' My reply to that was: 'Then I'll die happy doing what I want to do'.

        The only 'obstacle' we have now is saving enough money so that we can afford to give up work (too young for pensions yet) and waiting for our son to be completely independent.

  12. Roshawn @ Watson Inc
    December 3, 2011

    "…in many cases, the expectations of others become your own. "

    This is very true. I had to learn that my expectations mattered. There are many pressures put on you. Many are well-meaning, but you have to be authentic to yourself, and that means sometimes disappointing others.

    • YFS
      December 3, 2011

      I think everyone has to learn that their expectations matter. Parents, friends and peers all want to tell or show you what is best. People need to think for their selves. You hit the nail on the head. Others will be disappointed. The way I feel about that is.. If they are disappointed that I'm doing what is best for me and my family then they didn't need to be in my life.

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