On Becoming a Financial Prepper

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Isn’t it amazing? Literally thousands of people across the country are preparing for a doomsday scenario. They build underground shelters, amass food supplies, store water and squirrel away countless other items they believe will be needed come Armageddon. They are known colloquially as—Doomsday Preppers. These otherwise ordinary Americans believe a future calamity will bring civilization [...]

The Battle for Your Wallet

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Do you need to save more money or rein in your spending? How about a set of unusual money saving tips? Sure, the holiday season is months away, but don’t be surprised if you start seeing early buy promos even earlier this year. With that in mind, how about a different approach? Especially if what [...]

3 Top Reasons the Middle Class is Screwed

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Does middle-class mean that your income is “average”? What is household income? What is the difference between median household income and average household income? The answers to these questions are important to this discussion, so let’s get to it.

We Were All Born at Square One

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Hey buddy … where you going? “Back to Square One”, he lamented. Are you one of the millions of Americans who feel like Square One is your hometown—a place to which you always reluctantly return? I’m Talking about Personal Finances How often have you scrimped and saved to put yourself and your family in a [...]

Past Due?—What You Gonna Do When They Come for You?

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Hopefully you will never have to experience the consequences of credit default, but if you do, what follows may prove helpful. Debt collectors come in all varieties … some are empathetic, some try to help, and others are just garden variety horses’ asses. Yeah—you read that right.  Think of the debt collector as the moral [...]

Can Big Data Help Your Personal Finances?

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Did you see this one coming? You most likely have heard some chatter at work from the IT guys about big data. Or maybe you overheard folks over in the marketing department hooting and hollering about how Big Data is completely transforming marketing and sales. Yeah, but what about you? Can big data point the [...]

Customer Service—How to Get what You Deserve

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Nothing defines a company in the collective psyche of its customers more than the quality of its service. Most noteworthy businesses have splendid customer service. Others do not, which brings me to the purpose of this article; improving the outcome of interactions with customer service representatives.

Mobile Banking, Is It Time?

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By now you are well aware that modern society has essentially been taken over by the smart phone or in techy terms, the mobile device. Yet, oddly there are still some who are shying away from so-called mobile banking. However, even the last holdouts may soon find themselves with no alternative but to embrace the [...]

Shake It up a Bit and Get Over Your Money Hump

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Ever heard the one about the lemmings following each over and falling off the edge of the cliff? This story is typically used in motivational seminars to illustrate the very real dangers of always following the crowd. What if (gasp!) the crowd is wrong?

This is Why You’re Not Rich

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I’m sure you are not going to like what I have to say. I’ll come right to the point; you are not rich because you choose not to be rich. Before you throw a punch at me, hear me out! Please!

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