I’m sure most of you heard about the recent lotto prize of $242 million dollars won by California resident B. Raymond Buxton. My congratulations to him—and to the federal government and the government of California, which collectively walked away with $183 million of the $425 million Powerball jackpot. This does not address the fact that [...]
This post is part of our Your Financial Relationships series. A series designed to help you discover the financial topics you should discuss with your significant other in order to have a financially healthy relationship. Today, we’ll take a look at “how much should you save?” You and your significant other need to agree an on [...]
Emergency funds are as individual as their owners. Consequently, there is no one-size-fits-all. The only critical feature of an emergency fund is that it meets your needs. Most emergency funds are created to deal with job loss or illness. Others might see the role of an emergency fund through the lens of a natural disaster [...]
This post is part of our Your Financial Relationships series. This series is designed to help you discover the financial topics you should discuss with your significant other in order to have a financially healthy relationship. Today, we’ll tackle addressing the topic of “your biggest money mistake” with your significant other.
What’s in your wallet? No really. If you are like a growing number of American consumers nowadays, there is most likely at least one, if not more prepaid debit cards hanging out in your wallet. But why? What is this new trend all about? Are people really (gasp!) getting prepaid cards on purpose? Can prepaid [...]
Today we’re starting a new series here on Your Finances Simplified called Your Financial Relationships, and we’ll be focusing on your financial relationships, specifically the one with your significant other. How often do you talk about your finances? Too much or not enough? Either way we’ll be looking at some financial questions over the next [...]
Budgeting is an absolute necessity for the majority of us these days. We find ourselves beset on all sides by the financial perils of unemployment, restricted credit, debt, the specter of inflation, market uncertainties and the list goes on. It is unremarkable that as a result of this mindset, we seek out the least expensive [...]