Investing—Gambling—Betting: That Which We Call a Rose


You may have read my last post on lotteries where mention is made of the incredibly poor odds suffered by those who participate. If not, reading it takes only minutes of your time. The topic today is investing, which, to be completely objective, can also be regarded as a form of gambling. This is particularly [...]

Worse than Sweeping it Under a Rug? The Lowdown on Investor Conference Calls


Hey, you know the old schtick about the bear in the woods right? If a bear (insert your favorite activity right here) in the woods and no one is around to see it, did it really happen? Well, perhaps you won’t be surprised to learn that what you think you know about corporate earnings and [...]

Obamacare for Your Retirement Plan?


Well almost, if the President has his way again. As if foisting Obamacare upon us wasn’t quite enough, it looks like Obama is working to make his last years in office count. Here is what’s going on, his latest plan to fix the abysmal savings rate in this country.

Reader Question: Convertible Bonds


If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. Larry, for example, has a question about convertible bonds. I was reading this magazine and came across this thing called convertible bonds. I would like to know is this [...]

Penny Stock—Could You Be the Next Wolf of Wall Street?


I don’t know how many of you have dropped the $9 plus to see Martin Scorsese’s film, The Wolf of Wall Street, billed as the true story of Jordan Belfort’s Wall Street rise and fall. Being a huge Scorsese and DiCaprio fan, I decided to watch it. I have to say that I enjoyed the [...]

What is an Exchange Traded Fund or ETF?

cross rates

What are ETFs? Well, an exchange traded fund, or ETF, is basically a mutual fund that is traded like a stock. The “exchange” part of the name refers to the fact that this type of fund can be traded on an exchange. This gives them more flexibility than a traditional mutual fund. These funds can [...]

What is a Stock Market Index?

stock market

A stock market index is a relatively simple concept, and it allows you to see the big picture. It’s basically just a group of stocks that is given a numerical value that represents the value of all of the stocks in the index. Now, this isn’t a random group of stocks that you select. Instead [...]

What is a Mutual Fund?

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Are you new to investing? Do you only have a relatively small amount of money to invest? If so, mutual funds may be a good idea. Looking for a good mutual funds definition? Basically, it is a fund managed by companies, such as Fidelity, where they take everyone’s money, put it together, and invest it. [...]

4 Stock Market Shortcuts You Should Never Take


Picking a stock for your portfolio can be an arduous process. Analyzing key statistics, learning the company’s history and reading the prospectus are among the many less than exciting things that you have to do as you formulate your decision. Many of us feel the temptation to take shortcuts in this process. It is not [...]

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