Four People Who Might Ruin Your Credit


Some people don’t give their credit scores much thought, but if you have a high rating, the opportunities are endless. People with good credit typically qualify for loans, and a good credit score can open doors to job opportunities and lower insurance premiums. The truth is, building a good credit score is not rocket science. [...]

See What Other People Have to Say about my Book!

How to fix your credit (paperback)

You may have heard that I am now selling a paperback version of my book, How to Fix Your Credit. If you’re one of those people who likes to hold a real book in your hands, well, this is for you! Take this book and highlight it, make notes in the margins, or give it [...]

7 Credit Card Myths—Busted!


Who hasn’t caught an episode of MythBusters on the Discovery Channel? It’s an entertaining production focused on debunking urban myths in a tongue-in-cheek style. Myths arise about many of life’s experiences and that includes the ubiquitous credit card. Today, we will look at seven common myths regarding credit cards, and then we’ll debunk them.

What is Credit?

credit card

Credit has two main definitions. First, credit can be described as your level of trustworthiness when it comes to repaying money that you borrow. It can also be termed as your ability and your intent to repay money that you borrow. This level of trustworthiness (or ability and intent) is measured by something called a [...]

The Secrets To Making Money with Your Credit Card


Most of us are familiar with the many incentives our friends in the credit card industry have concocted to attract us to apply for their credit card rather than another company’s card. The free market is a wonderful thing, and this is just one example of how it brings many choices to the consumer.

Should You Ask Your Date “What’s Your Sign?” or “What’s Your Credit Score?”


Has it really come to that? While credit scores certainly play a legitimate role in determining your ability to borrow money, and to a lesser extent, a job, do credit scores have a place in the dating game?

Secrets Revealed: Your Insider’s Guide to Personal Credit Repair


As you probably know, personal credit is increasingly important in today’s modern economy. Unfortunately, there seems to be quite a bit of misunderstanding, confusion and outright false information “out there” today. Thankfully, a new resource has just been released which will clear up much of the mysteries about your personal credit: what it is, how [...]

How To Fix Your Credit: 9 Easy Steps to Fix My Credit


Recently, one of my Facebook fans, Sara, approached me with a question about how she could improve her credit score. She wanted to improve her credit within the next two years so that she could purchase a home. Have any friends who need credit help? Tell them to sign up for this exclusive credit newsletter! [...]

How To Fix Your Credit – Disputing Your Address Correctly


Each day, I am inundated with questions from my readers. If you want to send in a question, send it to Here is one that I received recently that I want to share with you. I keep disputing incorrect information on my Equifax report, and they keep saying “completed” and not fixing it. Mainly, [...]

You Do Not Have To Check Your Credit Report!


Today’s video we discuss the myth,  if you have to check your credit report or not. I have help from my main man 100 grand Maury. My home slice and debt crusader, Dave Ramsey. As well as cameos from from James Brown and other celebrities.  

Password Reset

Please enter your e-mail address. You will receive a new password via e-mail.