What is Credit?

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Credit has two main definitions. First, credit can be described as your level of trustworthiness when it comes to repaying money that you borrow. It can also be termed as your ability and your intent to repay money that you borrow. This level of trustworthiness (or ability and intent) is measured by something called a [...]

The Secrets To Making Money with Your Credit Card


Most of us are familiar with the many incentives our friends in the credit card industry have concocted to attract us to apply for their credit card rather than another company’s card. The free market is a wonderful thing, and this is just one example of how it brings many choices to the consumer.

Should You Ask Your Date “What’s Your Sign?” or “What’s Your Credit Score?”


Has it really come to that? While credit scores certainly play a legitimate role in determining your ability to borrow money, and to a lesser extent, a job, do credit scores have a place in the dating game?

Secrets Revealed: Your Insider’s Guide to Personal Credit Repair


As you probably know, personal credit is increasingly important in today’s modern economy. Unfortunately, there seems to be quite a bit of misunderstanding, confusion and outright false information “out there” today. Thankfully, a new resource has just been released which will clear up much of the mysteries about your personal credit: what it is, how [...]

How To Fix Your Credit: 9 Easy Steps to Fix My Credit


Recently, one of my Facebook fans, Sara, approached me with a question about how she could improve her credit score. She wanted to improve her credit within the next two years so that she could purchase a home. Have any friends who need credit help? Tell them to sign up for this exclusive credit newsletter! [...]

How To Fix Your Credit – Disputing Your Address Correctly


Each day, I am inundated with questions from my readers. If you want to send in a question, send it to admin@yourfinancessimplified.com. Here is one that I received recently that I want to share with you. I keep disputing incorrect information on my Equifax report, and they keep saying “completed” and not fixing it. Mainly, [...]

You Do Not Have To Check Your Credit Report!


Today’s video we discuss the myth,  if you have to check your credit report or not. I have help from my main man 100 grand Maury. My home slice and debt crusader, Dave Ramsey. As well as cameos from from James Brown and other celebrities.  

Is Your Credit Score a Debt Score?


Today’s video we tackle the myth that your credit score is nothing more than a debt score. Today’s special guest is the Maury Povich.

6 Tips for Maintaining an Excellent Credit Score while Losing 15 Pounds


I know you understand the value of your credit score and its relationship to your financial well-being. You also understand that a good credit score is the gateway to financial freedom, reduces financial stress, and provides a safety net to rely on throughout your life. Because an excellent credit score offers these valuable benefits, I [...]

How To Fix Your Credit – Debt Collectors Calling? 3 Things To Do

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If you ever had a debt go into collections, 9 times out of 10 you have debt collectors calling you non stop. Today, we are going to go over what to do when debt collectors are calling you. I’ve had many clients mess up when a debt collector calls them. They get emotional and start [...]

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