Some people don’t give their credit scores much thought, but if you have a high rating, the opportunities are endless. People with good credit typically qualify for loans, and a good credit score can open doors to job opportunities and lower insurance premiums. The truth is, building a good credit score is not rocket science. [...]
Who hasn’t caught an episode of MythBusters on the Discovery Channel? It’s an entertaining production focused on debunking urban myths in a tongue-in-cheek style. Myths arise about many of life’s experiences and that includes the ubiquitous credit card. Today, we will look at seven common myths regarding credit cards, and then we’ll debunk them.
Credit has two main definitions. First, credit can be described as your level of trustworthiness when it comes to repaying money that you borrow. It can also be termed as your ability and your intent to repay money that you borrow. This level of trustworthiness (or ability and intent) is measured by something called a [...]
As you probably know, personal credit is increasingly important in today’s modern economy. Unfortunately, there seems to be quite a bit of misunderstanding, confusion and outright false information “out there” today. Thankfully, a new resource has just been released which will clear up much of the mysteries about your personal credit: what it is, how [...]
Recently, one of my Facebook fans, Sara, approached me with a question about how she could improve her credit score. She wanted to improve her credit within the next two years so that she could purchase a home. Have any friends who need credit help? Tell them to sign up for this exclusive credit newsletter! [...]
Each day, I am inundated with questions from my readers. If you want to send in a question, send it to email@example.com. Here is one that I received recently that I want to share with you. I keep disputing incorrect information on my Equifax report, and they keep saying “completed” and not fixing it. Mainly, [...]