5 Must Know Student Loan Facts for the College Bound

college walkway

Young people, college bound and otherwise, have a different perspective on the passage of time than their older counterparts. The four or more years young people will spend in pursuit of a college education seems like an eternity to them. It is perhaps for this reason, coupled with the boundless optimism of youth, that too […]

Student Loan Interest Rates Up, Now What?


Undoubtedly you have seen the news, read the reports or overheard someone talking about how student loans are about to get more expensive. Are we about to throw another monkey on these poor student’s backs or is there another side to this tale?

Reader Question: College Savings Options


If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, Erika, has a question about college savings options. I have a toddler and I am looking into college savings.  Some appear to only be savings plans with […]

Heads You Win, Student Loan Debt, A Thanksgiving Perspective

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Of course you know there is a ton of negative media attention focused on students loans these days. Certainly you have seen the media ringmasters proclaiming the large rise in student loan balances as the next big debt crisis. These pundits say the supposedly massive student loan balances are on the verge of crippling our […]

Student Loan Forgiveness, Fact or Fiction?


You may have seen all the recent headlines about the massive pileup of student loan debt. Some estimate that the total of all outstanding student loans is more than one trillion dollars. That’s trillion with a big “T.” Suffice it to say many are blaming this is a huge number for the sluggish pace of […]

Buy Education Now and Pay Later!


You have certainly seen this offer before—“Buy Now, Pay Later!” It often applies to credit cards, but the same concept can be used when you are thinking of student loans. Basically, you are buying money to attend college, and you will pay for it later because you have to pay back the loan plus interest. […]

5 Things Smart Parents Do to Pay for Their Child’s College Education

Seems like we are being carpet bombed lately with all kinds of stuff on how to pay for college right now, how to get your youngster into a college you can afford, even how to pay for college if you’re broke like found here (How to pay for college when you’re broke). Ok, that’s fine. […]

How We Saved for My Daughter’s College Fund


Many people were wondering, or at least I think many were wondering, how would I handle the expenses of a newborn and still be so aggressive with purchasing properties. I must admit, I’m a planner by nature so, I thought of this long before we had a child. My wife and I structured our current […]

Are The New Student Loan Payment Plans Good For You?


As you probably know, many college graduates are struggling to keep up with their student loan payments. You have probably seen all the news stories about the ever increasing student loan debt. Throw in a sluggish economy and you can understand why many new recent graduates are looking for help. Thankfully, help is available right […]

3 Reasons Why You Should Get Student Loans for College


Despite the abysmal job outlook for college graduates, the amount of college registrations steadily climbs each year. In 2010, there was a 2.9% increase in the number of first time students in four year public colleges from the year before. However, in 2011, there was a marked decrease in the amount of first time students […]

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