You most likely have at least noticed the back and forth debates on the federal budget. One common theme that kept showing up was plugging the holes in the budget. Well guess what, plugging the holes in your own personal finances can have a much more profound effect. Consider that it makes no cents (pun [...]
Spring cleaning—it’s a time-honored ritual marking a transition from the dreary winter to the care-free summer months full of vacations, picnics, family reunions and all the leisure activities harsh winters do not permit. Chances are your spring cleaning is already in the rear view mirror … but maybe not!
You know this feeling, right? That sinking gnawing feeling down deep in your belly. No, not the feeling from a weekend binge, but the feeling you have when you know you aren’t doing the best you can with your personal finances. Relax, help is already here for you, and it’s available right now in the [...]
Budget—it seems like a four letter word because we fail at it so often. Do you know why we routinely fail at budgeting? There are three main reasons. First, it’s a pain in the butt. It requires some serious discipline and willpower … like an exercise regimen. The second reason we fail is that we [...]
Budgeting is an absolute necessity for the majority of us these days. We find ourselves beset on all sides by the financial perils of unemployment, restricted credit, debt, the specter of inflation, market uncertainties and the list goes on. It is unremarkable that as a result of this mindset, we seek out the least expensive [...]
We are well into a brand new year, the hustle and bustle of the holidays are safely behind us and right about now is when the bills start piling up for all of those holiday splurges. Not surprisingly, this is also the time when many people find themselves slapping themselves upside the head and asking, [...]