Friday’s Credit Tip #17: Start Repairing Credit Right Away after a Big Financial Upset

Credit repair tips by Dominique Brown.

A big financial problem is an emotional as well as a monetary burden. Plenty of people feel so terrible about their financial problems and so uncertain about their money that they go into deep denial, refusing to think or work on their financial problems. This will only make the problem worse.


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Holiday Spending the Smart Way – Going Cash Only

It's tough to stay on budget for your holiday spending, especially when you're swiping your cards without much thought. Could a "cash only" plan be for you?

Whether you are half way through already or you haven’t even started your holiday shopping, it’s most likely already on your mind. You are probably wondering about how you are going to end up paying for it all. Like, are you going to whip out your credit cards and just have at it? Perhaps there […]

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Reader Questions: Delinquent Accounts and Your Credit Score

Credit repair tips by Dominique Brown.

This week on Your Finances Simplified we are starting a new feature: reader questions! These questions represent a small taste of the excellent advice you can receive through my One on One Credit Counselling.

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Cash: An Appropriate Gift for the Holidays?

It's never easy to pick out a thoughtful, carefully selected holiday gift for everyone in your life. But is it in poor taste to give cash gifts?

Well, it’s Christmas once again and whether we like it or not, decisions regarding gifts for countless relatives, friends and co-workers, not to mention the mail-carrier, hairdresser, pastor and sundry others must be made. For too many of our readers, these decisions are not on the radar. Making ends meet from paycheck to paycheck is […]

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Friday’s Credit Tip #16 Dealing with a Credit Score after a Big Problem

Credit repair tips by Dominique Brown.

Big, bad problems can happen to you such as bankruptcies, divorces, lawsuits, non-payment of taxes. These are big problems that can affect your credit score in a big way. If you have faced a large problem that has ruined your credit, you need to take action fast and work consistently to boost your FICO score.

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Want to Double Your Money? Get Better ROI? Learn How Today!

A lot of folks enter the stock market looking to double your money! Learn everything you need to know today with Betterment and Your Finances Simplified.

There are a lot of people who enter the stock market. Many are actually aiming to double their money–just like what you want! But a lot of folks see the stock market as a frightening place; just one big game of chance. Many people are afraid to enter the market for that reason. They just don’t want to lose their […]

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What Do You Get when You Cross Jay-Z with Beyoncé?

Jay Z and Beyonce by sashimomura.

Answer … $1 billion! That’s the estimated combined net worth of this celebrity couple. While this is newsworthy, in and of itself, the authentic story is how this milestone was achieved. First, some background on these iconic individuals.

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Friday’s Credit Tip #15 Look Out Where You Get Your Credit Report and What It Contains

Credit repair tips by Dominique Brown.

You can get your credit score from any number of resources. One place you can get it from is from credit bureaus themselves. You can pay for the service, but you qualify for one free credit report a year or qualify for a free credit report if you have recently been turned down for credit […]

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Avoid The Grinch – Your Gift Card Gotchas Guide

Ribbon on gift.

Tis the season, you know! Black Friday madness, crowded shopping malls, out of stock toy stores and all of that sort of thing. Along with all of this holiday shopping excitement don’t be surprised if you are bombarded with heavy promos for gift cards. Of course this makes sense if you think about it. Retailers […]

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