Mobile Banking, Is It Time?

cell phone 2

By now you are well aware that modern society has essentially been taken over by the smart phone or in techy terms, the mobile device. Yet, oddly there are still some who are shying away from so-called mobile banking. However, even the last holdouts may soon find themselves with no alternative but to embrace the new mobile banking technology. Take a look at the following to see why.

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Credit Repair: Do it Yourself or Hire a Pro?


If your credit score is the rough equivalent of room temperature, it might be time to undertake some credit repair measures. This means one of two choices: hire a professional credit repair firm or handle it yourself. The credit repair industry has its fair share of snake-oil salesmen. The plain truth is that credit repair [...]

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Shake It up a Bit and Get Over Your Money Hump


Ever heard the one about the lemmings following each over and falling off the edge of the cliff? This story is typically used in motivational seminars to illustrate the very real dangers of always following the crowd. What if (gasp!) the crowd is wrong?

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How to Fix Your Credit is an Amazon Bestseller! Get 10% off for the next 48 hours!

how to fix your credit cropped

Check it out! How to Fix Your Credit is now an Amazon bestseller! It’s currently #30 in Credit Ratings and Repair! Are you waiting for the right time to fix your credit? Well, what are you waiting for? Buy your copy today! If you like the feel of a real book in your hands, you can even [...]

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This is Why You’re Not Rich


I’m sure you are not going to like what I have to say. I’ll come right to the point; you are not rich because you choose not to be rich. Before you throw a punch at me, hear me out! Please!

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What is a Certificate of Deposit (CD)?

money lock

Do you know someone who has lost a lot of money in the stock market? If so, this can make you wary of diving off into investing all by yourself. Fortunately, there is a way to safely dip your toe into the water when it comes to investing, and you can do so by opening [...]

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Is the Trade Really Worth It?

gas pumps

Are you about done with conventional personal finance advice? Follow this 7 Step Guideline and you can’t help but run into that pot of gold at the end of the rainbow, kind of thing? Hmmm, Lucky Charms may have been magically delicous, but that pot of gold? Not so much. You see, the same old [...]

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Are You 1 of the 1 in 3?

credit cards

When I entered the banking profession, I was taught that for every dollar I lend, only 97 cents will be paid back. I’m talking about principal dollars here. In other words, interest earnings needed to compensate for the roughly 3 percent of those who do not repay their loan, plus some interest on top of [...]

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Wealth Mindset: What Is It? Where Do You Get It?

mansion staircase

Or What’s Between Your Ears? Have you ever taken the time to look at your personal financial situation (good, bad, or in-between) and compare it to what is going on inside your own head? Seriously, like it or not, you may in fact be engaged in some sort of self-sabotage and not even be aware [...]

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5 Must Know Student Loan Facts for the College Bound

college walkway

Young people, college bound and otherwise, have a different perspective on the passage of time than their older counterparts. The four or more years young people will spend in pursuit of a college education seems like an eternity to them. It is perhaps for this reason, coupled with the boundless optimism of youth, that too [...]

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