Crowdfunding Investment Cheat Sheet


As the saying goes, you want to be in the know before you go. Or in this case, before you open up your wallet and put down your hard earned money on the latest investment scam. You surely don’t want to end up like one of Bernie Madoff’s “investors” now do you? At the same time, you don’t want to be a Chicken Little and not be open to new investment alternatives like crowdfunding.

Here’s the thing to know; once you have decided to give crowdfunding as an investment a serious look-see, there are some fundamental things for you to examine to make sure this is the right choice for you. Consider this to be your cheat sheet for making sense of crowdfunding as an investment choice.

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Your Emergency Fund—Does Size Really Matter?

pile o money

Emergency funds are as individual as their owners. Consequently, there is no one-size-fits-all. The only critical feature of an emergency fund is that it meets your needs. Most emergency funds are created to deal with job loss or illness. Others might see the role of an emergency fund through the lens of a natural disaster [...]

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The not so Secret Habits of Millionaires

big mansion

Chances are you have run across a variety of sources proclaiming that the answer to your personal finance challenges are about doing this or doing that. You know what I’m talking about; buy this book, take this seminar, enroll in my 7 Step program, that sort of thing. Yet, what if it’s not really that [...]

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Building Wealth: It’s about More than Money!


The average individual does not have an Ebenezer Scrooge mentality, meaning money is a weak motivator for most of us. Now the trappings of money, nice home, fancy car, designer clothes, are stronger motivating factors for some, but let’s be honest—that is so shallow! In my view, this is why so many of us fail [...]

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Four People Who Might Ruin Your Credit


Some people don’t give their credit scores much thought, but if you have a high rating, the opportunities are endless. People with good credit typically qualify for loans, and a good credit score can open doors to job opportunities and lower insurance premiums. The truth is, building a good credit score is not rocket science. [...]

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Do you know how clean YOUR hospital is?

As the news media rejoices in hospitals being shut down or suffering a zero hygiene rating, it can be pretty difficult to gain any real perspective on these mega-medical institutions. Is yours a shuddering mass of disease, waste and MRSA, or is it a haven where corridors shimmer and superbugs are held at bay like [...]

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An Obama Student Loan Smackdown

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Can we say this is a smackdown against the lenders who provide the funds for students who desperately need to pay for education? Or, is this but a band-aid that is mostly full of hot air and empty promises? You decide after taking a peek at the details below.

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Come See Me at a FREE Financial Seminar in DC on the 12th!


On July 12th from 12pm – 3pm, I will be speaking at a free wealth event at the Mad Hatter in DC! Come and learn from the experts about things that you can do to start building wealth today! Click here to register!

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Rich People Are from Mars and the Rest of Us Are from Venus

pile o money

If you believe for one second that rich people don’t think differently, I challenge you to name for me just one multi-million dollar lottery winner from 20 years ago that isn’t dead broke. Simply having a fortune fall into your lap does not guarantee continued wealth for you or your progeny. Contrast multi-million dollar lottery [...]

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Reader Question: How Do I Deal with my Spouse’s Bad Credit?


If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified I often receive financial questions from my readers. For example, one of our readers, Gwen, sent me the following: My name is Gwen, and I’ve been married for 23 years, and my husband’s credit is awful. We [...]

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