7 Things Every Renter Should Know that Your Landlord Won’t Tell You

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The debate surrounding the relative merits of owning versus renting one’s home will continue ad nauseam. I have a foot firmly planted in each camp. However, for many, renting is not just a personal choice, it is a financial necessity. The dwindling middle class, victims of stagnant wages and diminished job opportunities, have unacceptable credit scores and little savings—and they are the lucky ones! Many more have only part-time work at minimum wage and struggle each day to keep body and soul together.

The hedge fund and private equity industries, ever vigilant for an innovative means to turn a buck, have seized the opportunity to profit from the current housing squeeze that economic conditions have placed on the heretofore middle class. In 2012, 6.5 percent of single family homes were sold to hedge and private equity funds. For example, Blackstone Group, LP borrowed a total of $2.1 billion for the express purpose of buying single family homes in selected markets. Considering the average home price of $168,000, Blackstone is on track to buy around 125,000 properties, which means Wall Street may be your next landlord.


Regardless of who your landlord may be, there are certain facts they will not volunteer. Here are seven …

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Friday’s Credit Tip: #1 – Understand Where Credit Scores Come From

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If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won’t be able to very effectively improve your score because you won’t understand how the things you do in your daily life affect your score.  [...]

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Can Big Data Help Your Personal Finances?

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Did you see this one coming? You most likely have heard some chatter at work from the IT guys about big data. Or maybe you overheard folks over in the marketing department hooting and hollering about how Big Data is completely transforming marketing and sales. Yeah, but what about you? Can big data point the [...]

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How to Get a Great Deal on a New Car

There are many advantages to buying a new car. It will be more reliable, and cost you less for servicing and repairs. You can buy a bigger car, essential if you’re part of a growing family. New cars have been built with fuel efficiency in mind, saving you money at the gas station. Modern cars [...]

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Customer Service—How to Get what You Deserve

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Nothing defines a company in the collective psyche of its customers more than the quality of its service. Most noteworthy businesses have splendid customer service. Others do not, which brings me to the purpose of this article; improving the outcome of interactions with customer service representatives.

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Mobile Banking, Is It Time?

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By now you are well aware that modern society has essentially been taken over by the smart phone or in techy terms, the mobile device. Yet, oddly there are still some who are shying away from so-called mobile banking. However, even the last holdouts may soon find themselves with no alternative but to embrace the [...]

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Credit Repair: Do it Yourself or Hire a Pro?

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If your credit score is the rough equivalent of room temperature, it might be time to undertake some credit repair measures. This means one of two choices: hire a professional credit repair firm or handle it yourself. The credit repair industry has its fair share of snake-oil salesmen. The plain truth is that credit repair [...]

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Shake It up a Bit and Get Over Your Money Hump

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Ever heard the one about the lemmings following each over and falling off the edge of the cliff? This story is typically used in motivational seminars to illustrate the very real dangers of always following the crowd. What if (gasp!) the crowd is wrong?

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How to Fix Your Credit is an Amazon Bestseller! Get 10% off for the next 48 hours!

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Check it out! How to Fix Your Credit is now an Amazon bestseller! It’s currently #30 in Credit Ratings and Repair! Are you waiting for the right time to fix your credit? Well, what are you waiting for? Buy your copy today! If you like the feel of a real book in your hands, you can even [...]

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This is Why You’re Not Rich

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I’m sure you are not going to like what I have to say. I’ll come right to the point; you are not rich because you choose not to be rich. Before you throw a punch at me, hear me out! Please!

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